Terms & Conditions

Last updated: September 2026

Welcome to MrBudgetBill.com (the "Site"). These Terms & Conditions ("Terms") govern your access to and use of the Site, operated by Mr Budget Bill ("we," "us," "our"). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.

1. Use of the Site

You may use this Site for lawful, personal, non-commercial purposes. You agree not to misuse the Site, interfere with its operation, or attempt to gain unauthorized access to any part of it.

2. Educational Content Only

All content on this Site, including articles, videos, downloadable guides such as the ETF Cheat Sheet, and 1-on-1 sessions, is provided for general educational purposes only and does not constitute individualized financial, investment, tax, or legal advice. See our Disclaimer for more information.

3. Digital Products and Purchases

Certain digital products (such as downloadable guides or PDFs) may be offered for sale through the Site. All sales of digital products are final once the product has been delivered, except as required by applicable law. Prices are listed in U.S. dollars and are subject to change without notice.

4. 1-on-1 Sessions and Booking

1-on-1 Money Sessions are scheduled through our third-party scheduling provider, Calendly, and may be subject to Calendly’s own terms of service. Session availability, rescheduling, and cancellation policies will be communicated at the time of booking. Sessions are educational in nature and are not a substitute for professional financial, investment, tax, or legal advice.

5. Intellectual Property

All content on this Site, including text, graphics, logos, the "Mr Budget Bill" name and branding, videos, and downloadable materials, is owned by or licensed to us and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works from this content without our prior written permission, except for personal, non-commercial use.

6. User Conduct

You agree not to use the Site to transmit unlawful, harmful, or infringing content, or to impersonate any person or entity.

7. Third-Party Links and Services

The Site may contain links to third-party websites and services (including Calendly, YouTube, Instagram, TikTok, X, and app stores) that are not owned or controlled by us. We are not responsible for the content or practices of any third-party sites or services.

8. Disclaimer of Warranties

The Site and its content are provided "as is" and "as available" without warranties of any kind, express or implied. We do not guarantee that the Site will be uninterrupted, error-free, or secure.

9. Limitation of Liability

To the fullest extent permitted by law, Mr Budget Bill shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, arising out of or related to your use of the Site or any content, products, or services offered through it.

10. Indemnification

You agree to indemnify and hold harmless Mr Budget Bill from any claims, damages, losses, or expenses arising out of your use of the Site or violation of these Terms.

11. Changes to These Terms

We may update these Terms from time to time. Continued use of the Site after changes are posted constitutes acceptance of the revised Terms.

12. Governing Law

These Terms are governed by the laws of the State of Texas, without regard to its conflict of law principles.

13. Contact

Questions about these Terms can be sent to hello@mrbudgetbill.com.