MR BUDGET BILL

Partners

Partners

Tools & Accounts I Actually Use

The banking, investing, and rewards accounts in my own wallet — the same ones I talk about on YouTube.

I only recommend products and companies I personally use and trust. Some of the links on this page are referral or affiliate links — if you sign up through them, I may earn a bonus or commission at no extra cost to you.

Banking & Investing

Wealthfront Cash Account

$7,930.15

Interest earned all-time

This is my HYSA (high-yield savings account) — where I keep my emergency fund and short-term cash. I currently earn 4.55% APY on my money there, way more than a traditional bank pays.

Open an Account

SoFi Checking & Savings

My go-to for everyday banking. Open an account and earn $50, plus an extra $25 with SoFi Plus, plus up to $400 more with qualifying direct deposit — up to $475 total. Terms apply.

Claim Your Bonus

Coinbase

This is where I buy Bitcoin. Simple and beginner-friendly if you are just getting started with crypto.

Join Coinbase

Cash Back & Rewards

Rakuten

This is where I earn cash back on stuff I am already buying online — paid out as Bilt points, which I use to fund free travel. Install the browser extension and basically forget about it.

Get Cash Back

Fetch

This is where I scan all my purchases to earn free gift cards. Use code R9T95 and we both get a bonus once you complete any point-earning action.

Download Fetch

Credit Card Promotions

Sign-up bonuses change often, so tap through for today’s exact offer and terms.

Chase Sapphire Reserve

My favorite card, hands down — I have carried it for 10 years. A big part of how I have earned 2M+ points. Best if you want to fly and travel for less.

See Current Offer

Chase Business Card

If you run a business — even a side hustle — this is worth a look for building business credit and earning rewards on expenses you are already paying.

See Current Offer